1 pkg. cream cheese, softened
1 can "Mexe-beans" (spiced Mexican beans), drained
3/4 lb. grated sharp Cheddar cheese
taco chips or corn chips

In a glass pie plate, spread cream cheese on bottom. Top with Mexe-beans and spread grated cheese on top.

Bake at 350°F until cheese melts or heat in microwave oven until cheese melts. (All spices are in the Mexe-beans. Simple and great!)