2 lbs. ground beef, lean
1 lg. can refried beans (vegetarian style)
1 lg. bottle salsa
1 sm. bottle hot salsa
1 sm. can diced chilies
1 green pepper
1/2 c. diced onion

Brown ground beef, add all ingredients. Simmer about 10 minutes. Serve as dip with tortilla chips. Add lettuce with chips and sour cream for a quick taco salad. Use leftovers on scrambled eggs.