1 lg. onion
1 bell pepper
1 sm. can chopped green chilies
1 tbsp. butter
1 can refried beans
1 c. shredded cheddar cheese or Velveeta
1 sm. jar Picante sauce (hot or mild)

In medium saucepan, saute onion, bell pepper and green chilies in butter until tender. Add beans and cheese. Heat until smooth. Pour into a greased baking dish and sprinkle with more grated cheese. Heat at 350 degrees until hot.