1 pkg. cream cheese
1 (16 oz.) sour cream
1 pkg. dry taco seasoning
Taco sauce
Shredded lettuce
Tomatoes, chopped
Onion, chopped
Cheddar cheese, grated
1 1/2 lb. tortilla or nacho chips

Mix together first 3 ingredients. Spread on bottom of flat bottom bowl. Spread with mild taco sauce and layer with shredded lettuce, chopped tomatoes, onion and grated Cheddar cheese. Chill and serve with 1 1/2 pounds taco or tortilla or nacho chips.