1 (16 oz.) can refried beans
1/2 (1.25 oz.) pkg. taco seasoning mix
1 (6 oz.) carton avocado dip
1 (8 oz.) carton commercial sour cream
1 (4 1/2 oz.) can chopped ripe olives
2 lg. tomatoes, diced
1 sm. onion, finely chopped
1 (4 oz.) can chopped green chilies
1 1/2 c. shredded Monterey Jack cheese (6 oz.)

Combine beans and seasoning mix; spread bean mixture evenly in a 12 x 8 x 2 inch dish. Layer remaining ingredients in order listed. Serve with large corn chips. Yields about 6 cups.