1 (16 oz.) can refried beans
1/2 (1.25 oz.) pkg. taco seasoning mix
1 (6 oz.) carton avocado dip
1 (8 oz.) carton sour cream
1 (4 1/2 oz.) can chopped black olives
2 lg. tomatoes, diced
1 sm. onion, chopped
1 (4 oz.) can chopped green chilies
1 1/2 c. shredded cheddar cheese

Combine beans and seasoning mix; spread mixture evenly in 12"x8"x2" dish. Layer the remaining ingredients in order listed. Serve with Doritos or corn chips.