2 (16 oz.) cans refried beans
1 pkg. taco seasoning mix
1 (6 oz.) avocado dip
1 (8 oz.) sour cream
1 (4 1/2 oz.) can chopped, ripe olives
2 large tomatoes, diced small
1 medium onion, finely chopped
1 (4 oz.) can chopped green chilies
10 oz. Cheddar cheese, shredded

Combine beans and taco mix, mixing well. Spread evenly in 9 x 13 -inch pan. Layer remaining ingredients in order listed. Serve with chips.

Yield 8 cups.