1 (8 oz.) pkg. cream cheese
8 oz. sour cream
1 can refried beans
2 tbsp. dried taco seasoning
8 drops Tabasco sauce
1 c. Cheddar cheese, grated
Tortilla chips

Cream sour cream with cream cheese. Add all other ingredients. Sprinkle more cheese on top. Bake at 350 degrees for 20 minutes. Serve with tortilla chips for dipping.