1 1/2 to 2 lbs. hamburger
1 green pepper, chopped
1 onion, chopped
2 heaping tbsp. chili powder or more to taste
1/2 to 1 tsp. oregano
2 (10 3/4 oz.) cans mushroom soup, undiluted
1/2 soup can water
1 (8 oz.) can enchilada sauce, hot or mild
1 tsp. garlic salt
1 pkg. soft flour tortillas
1 lb. grated cheddar cheese
1 can refried beans

Combine meat, green pepper, onion, chili powder, and oregano and cook until meat is browned. Drain off excess fat. Remove from heat and add soups, water, enchilada sauce, and garlic salt, mixing well.

In greased 9x13 pan or dish, place a layer of tortillas, then meat mixture and the cheese. Layer any remaining ingredients, ending with meat mixture on top. Refrigerate for 24 hours or freeze if desired. To serve, bake at 350 degrees for 45 minutes, longer if frozen.