1 (8 oz.) pkg. cream cheese
1 sm. box Skyline chili (frozen)
1 sm. onion, diced
1 (8 oz.) pkg. Cheddar cheese, finely shredded

Defrost chili as directed on package. Set aside. Soften cream cheese in microwave. Spread cream cheese in the bottom of a 1-quart casserole dish. Sprinkle diced onions over cream cheese. Add chili on top. Finally, sprinkle shredded cheddar cheese on top. Heat thoroughly in microwave (approximately 1 1/2 minutes). Serve with nacho chips.