30 oz. (1 can) refried beans
2 c. sour cream
1 1/4 oz. (1 pkg.) taco seasoning mix
16 oz. (1 jar) picante sauce
1 c. Cheddar cheese, shredded

In a 9x13-inch baking dish, layer ingredients as follows: refried beans, sour cream, taco seasoning mix, picante sauce and Cheddar cheese.

Bake at 350°F until heated through, about 30 minutes.

Serve with tortilla chips.