1 lb. ground beef
1 pkg. taco seasoning
8 oz. cheddar cheese, grated
1 (15 oz.) can kidney beans, drained
1 lg. tomato, chopped
1 sm. head lettuce, shredded
1 sm. bottle French dressing
1 (10 oz.) bag nacho cheese chips, crumbled

Prepare ground beef according to taco seasoning directions. Combine remaining ingredients. Serve immediately or chill overnight. If chilled overnight, add chips before serving. Garnish with any combination of: black olives, salsa, jalapenos, sour cream, guacamole. Preparation time: 45 minutes. Serves: 10 to 12.