1 lb. ground beef
1/2 cup chopped onion
2 cloves garlic, minced
1 Tbsp. oil
1 (16 oz.) can tomatoes
1 tomato can of water
1 (8 oz.) can tomato sauce
1/2 cup mashed pinto beans, for thickening
1 Tbsp. chili powder
1 tsp. salt
1/2 to 3/4 tsp. ground cumin
1 1/2 cups pinto beans, cooked

Brown ground beef, onion and garlic in oil. Mash and reserve the 1/2 cup of pinto beans. Add remaining ingredients. Coarsely chop tomatoes. Simmer 30 minutes. Add additional water if necessary. Just before serving add mashed beans, heat 5 minutes and serve.

NOTE: Do not prepare too early, it will thicken too much. Serve with cornbread muffins, green salad and Italian dressing.