1 can Eagle Brand sweetened condensed milk
1 1/2 c. cold water
1 sm. pkg. instant vanilla pudding
2 c. (1 pt.) whipping cream, whipped
36 vanilla wafers
3 med. bananas, sliced & dipped in lemon juice

Combine milk and water in large bowl. Put in pudding mix; mix well. Fold in whipped cream. Put layers of pudding mix then 1/3 of wafers, bananas and pudding. Repeat until all is used. Chill.