1 (16 oz.) can refried beans
1 c. sour cream
1 (1.0 oz.) pkg. HIDDEN VALLEY® Ranch Milk Recipe Original Ranch Salad dressing mix
1 c. diced tomatoes
1 (4 oz.) can diced green chiles, drained
1 (2 1/4 oz.) can sliced black olives, drained
1/4 c. each shredded cheddar and Jack cheese
(Optional: chopped avocado)

Spread beans on 10-inch serving platter. Blend sour cream and salad dressing mix; spread over beans. Layer remaining ingredients. Serve with tortilla chips. Makes 8-10 servings.