1 (16 oz.) can refried beans
1 pkg. taco seasoning mix
1 (6 oz.) carton avocado dip or guacamole dip
1 (8 oz.) carton sour cream
1 (4 1/2 oz.) can chopped ripe olives
2 lg. tomatoes, diced
1 sm. onion, chopped
1 (4 oz.) can green chilies, chopped
2 c. shredded Monterey Jack cheese

Combine beans and season mix. Spread bean mixture on bottom. Layer remaining ingredients. Serve with large corn chips.