8 slices toast, buttered
4 c. milk
8 eggs, beaten
1 c. cheddar cheese, cubed
1 c. Swiss cheese, cubed
2 c. ham, cubed
1 tsp. dry mustard
1 tsp. Worcestershire sauce
1/2 tsp. pepper

Cut toast into 4 pieces. Layer on bottom of greased 9 x 13 inch pan. Place ham and cheese over bread (save some cheese for topping). Pour milk over bread, ham and cheeses. Add remaining ingredients to eggs and beat well. Pour mixture over bread, ham and cheese. Top with remaining cheese and cover with foil. Refrigerate overnight. Bake covered in 350 degree oven for 1 1/2 hours. Serves 10-12.