1 can refried beans
1 pkg. dry taco seasoning mix
2 tbsp. sour cream
Chopped lettuce
Chopped onion
Chopped tomato
Chopped cheese
Chopped black olives
Tortilla chips

Spread refried beans on large plate with spoon. Mix taco seasoning with sour cream and spread over beans. Layer lettuce, onions, tomatoes, cheese and olives. Refrigerate until ready to serve. Serve with tortilla chips to scoop.