1 (14 oz.) can sweetened condensed milk (not evaporated)
1 1/2 c. cold water
1 (4 serving size) pkg. instant vanilla pudding
2 c. Cool Whip
36 vanilla wafers
3 or 4 bananas, sliced and dropped in
Real lemon juice - from concentrate

In large bowl combine sweetened milk and water. Add pudding and beat well. Chill 5 minutes. Fold in Cool Whip. Spoon 1 cup pudding mix into 2 1/2 quart glass serving bowl and top with 1/3 each of wafers, bananas, and pudding. Repeat, using all. Chill.