1 lb. hamburger, browned
1 pkg. Ortega taco seasoning
1/4 c. water
1 (8 oz.) pkg. cream cheese
1 onion, diced
1 tomato, diced
1 small jar mild thick and chunky salsa sauce
1 (8 oz.) pkg. Cheddar cheese, grated
1 (8 oz.) pkg. Mozzarella cheese

Add taco seasoning and water to browned hamburger. Mix and remove from heat. Spread cream cheese in bottom and sides of baking dish or pan. Pour hamburger mixture over cream cheese. Sprinkle diced onion and diced tomato on top of hamburger. Spread salsa over other ingredients. Sprinkle with Cheddar and Mozzarella cheese.

Bake at 400°F until cheese melts and browns on top.