15 oz. can refried beans
2 lg. avocados, mashed; or 8 oz. avocado dip
8 oz. sour cream mixed with 1/2 env. taco seasoning
2 c. grated cheese
1 lg. tomato, diced
Sliced black olives
Chopped green onions

Layer ingredients in a 13x9 pan. Serve with chips.