16 oz. refried beans
1 pkg. taco seasoning
6 oz. mild (green) taco sauce
8 oz. sour cream
1 can diced black olives
2 lg. tomatoes, diced
4 oz. chopped green chilis
6 oz. Cheddar cheese, grated
6 oz. Monterey Jack cheese, grated

Combine refried beans and taco seasoning; spread on bottom of 9x13 inch dish. Combine taco sauce and sour cream; spread on top. Layer remaining ingredients in order. Heat until warm and bubbling, approximately 35 minutes at 350 degrees. Serve with taco chips.