1 can refried beans with chilies
1 lb. ground beef
1 pkg. Cheddar cheese
1 pkg. Monterey Jack cheese
1 med. onion
1 sm. can chopped black olives
1 sm. can chopped pimentos
2 tbsp. chopped jalapenos
2 med. tomatoes
1 container sour cream
1 lg. bag tortilla chips
1 container salsa

Spread refried beans on pizza pan. Sprinkle cooked and drained ground beef over beans then sprinkle layers of onions, black olives, pimentos, jalapenos and both cheeses.

Bake in oven at 350 degrees until cheese is melted and bubbling. Remove from oven. Sprinkle on chopped tomatoes and serve with tortilla chips, sour cream and salsa.