1 can sweetened condensed milk
1/3 c. peanut butter
1 c. flour
2 c. quick oatmeal
1 c. sugar, brown
1/2 tsp. baking soda
1/2 tsp. salt
3/4 c. butter
1 c. chocolate chips

Grease 9 x 13 pan. Mix butter and brown sugar. Add dry ingredients and mix until crumbly. Press half of crumbly mixture into pan, then pour peanut butter mixture over crumbs. Sprinkle with chocolate chips and top with remaining crumb mixture. Bake for 25 minutes at 350 degrees. Cut while warm.