2 c. pinto or assorted dried beans

(Soak overnight, drain.) Cover with fresh water and add: 1 tbsp. cumin 1 tbsp. chili pepper 1 sm. onion, chopped

Simmer 3-4 hours. Add salt and ham or bacon if desired. Simmer 1-2 hours longer. Add 2 cups cooked rice just before serving.

Note: I cook everything but the rice in a slow cooker and let it cook all day.