1 lg. can refried beans
2 lb. hamburger
1/2 pkg. taco seasoning
Sm. container sour cream
Lettuce
Tomatoes
Shredded cheese
Black olives

Layer bottom of 12 x 16 inch pan or casserole dish with refried beans. Brown hamburger; add taco seasoning. Drain and chill for a little while. Layer it onto the beans. Then layer sour cream, layer lettuce, layer tomatoes, layer shredded cheese, and layer some black olives. Serve with tortilla chips and picante sauce.