1 lg. can refried beans
1 lg. tomato, chopped
1 (4 oz.) can green chili pepper, chopped
1 (4 oz.) can ripe olives, sliced
1 (8 oz.) container avocado dip
1 (8 oz.) sour cream
1 lb. cheddar cheese, grated
1 med. jar picante sauce

On a large platter or sandwich tray layer ingredients in order written.