1 lb. ground beef
1 lg. chopped onion
1 tsp. seasoned salt
1/2 tsp. ground cumin
2 lb. refried beans
1 pkg. taco seasoning mix
2 c. grated Jack cheese
4 oz. green chiles
1 c. grated Cheddar cheese
3/4 c. chunky taco sauce
Taco chips

Brown meat and onion; drain. Add seasoned salt and cumin. Combine beans, taco, seasoning mix and Jack cheese. Spread beans in shallow baking dish. Cover with meat mixture. Sprinkle chiles over meat. Top with cheddar cheese. Pour taco sauce over. Bake uncovered at 400 degrees for 20-25 minutes. Serve with chips.