1 (16 oz.) refried beans
1/2 pkg. taco seasoning mix
1 (8 oz.) sour cream
1 (4 1/2 oz.) chopped ripe olives
2 tomatoes, chopped
1 (4 oz.) chopped green chilies (opt.)
Shredded cheddar cheese

Combine beans and taco mix. Spread in bottom of large platter. Layer all other ingredients in order listed. Serve with corn chips or nachos.