1 (16 oz.) can refried beans
1/2 pkg. (1.25 oz.) taco season mix
2 or 3 avocado (smashed)
1 (8 oz.) carton sour cream
1 (4 1/2 oz.) can chopped olives
2 lg. tomatoes, diced
1 sm. onion, finely chopped
1 (4 oz.) can chopped green chilies
1 1/2 c. shredded Monterey Jack Cheese or (Cheddar)

Combine beans and seasoning mix; spread in 12 x 8 x 2 inch pan. Layer remaining ingredients in order listed. Serve with corn chips.