1 (8 oz.) pkg. cream cheese, softened
1 c. sour cream
1 (3 oz.) dried beef, finely chopped
1 tbsp. minced onion
1/4 tsp. pepper and 1/2 tsp. garlic powder
1/2 c. chopped pecans or walnuts

Mix and bake in greased dish for 20 minutes at 350 degrees. Serve hot with your favorite dipper.