1 large can refried beans
2 tsp. lemon juice
1/2 tsp. salt and pepper
1 (8 oz.) sour cream
1/2 c. mayonnaise
1 pkg. taco seasoning
1 bunch green onions
2 medium tomatoes, chopped
1 can pitted ripe olives, chopped
8 oz. sharp Cheddar cheese, grated

In 9 x 12 dish, spread beans. Mix lemon juice, salt, pepper and mayonnaise. Spread over beans. Sprinkle taco seasoning. Layer remaining ingredients in listed order. Serve with tortilla chips.