1 lb. ground beef, browned & drained well
1 pkg. taco seasoning
1 jar picante sauce
1 can refried beans
1 carton sour cream
Sharp cheddar cheese, grated
Jalapeno peppers & hot sauce (if desired)

Mix ground beef, taco seasoning, picante sauce, and refried beans together and place in oblong casserole dish. Spread sour cream on top, then top with cheddar cheese. Heat in oven at 350 degrees for 20 minutes. Serve hot with nachos.