1 (9 inch) graham cracker crust
2 bananas
1 (8 oz.) cream cheese
1 (3 1/4 oz.) pkg. instant pudding
2 c. milk

Slice bananas into graham cracker crust. Gradually add 1/2 cup milk to softened cream cheese, mixing until well blended. Add pudding mix; add remaining milk then beat slowly for 1 minute. Pour into crust then chill. Garnish with banana slices or coconut.