1 lb. hamburg, browned
1 pkg. taco seasoning
1 can refried beans
Lettuce (shredded)
Sour cream
Hot sauce
Onions to taste
1 c. water
8 oz. shredded cheddar cheese
Tomatoes, diced
Taco chips, crushed

Brown hamburg and onions. Add taco seasoning and water. Place in casserole; add refried beans and top with cheese. Bake at 350 degrees for 45 minutes. Serve with remaining ingredients, placing these in layers.