1 can refried beans
1 pkg. taco seasoning
1 c. cheddar cheese, shredded
1 sm. can black olives, chopped
1 lg. carton sour cream
2 to 3 tbsp. salsa or picante sauce
1/2 ripe tomato, finely chopped

Mix beans and salsa or picante and place in casserole dish. Mix sour cream and taco seasoning and layer over beans. Top with cheese, tomatoes and olives. Serve with white corn tortilla chips. May be chilled 1 to 2 hours.