1 (8 oz.) pkg. cream cheese, softened
1 can chili and beans
1 (7 oz.) can diced green chiles
1 can sliced black olives
Green onions to taste
1 sm. can salsa
3/4 to 1 lb. grated Cheddar and/or Monterey Jack cheese

Spread cream cheese in a rectangular serving pan. Follow with layers of the remaining ingredients. Top with cheese and bake 15-20 minutes at 350 degrees. Serve with chips.