1 lg. can refried beans
1 pkg. of tortillas, flour
1 lb. hamburger
1 pkg. med. cheddar cheese
1 can tomato soup
1 can olives
1 head of lettuce
1 pt. sour cream
1 tsp. chili powder
1 tsp. garlic
1 pkg. Velveeta cheese

Brown hamburger; drain grease. In saucepan heat 1 can tomato soup, 1/2 can milk, 1 teaspoon of garlic and chili powder. Add 1/4 cup of Velveeta cheese. Heat refried beans in separate pan and add 1/4 cup of butter. Heat tortilla in oven or microwave. Open tortilla and fill with hamburger. Add refried beans, then sauce. Add lettuce, grated cheddar cheese, sour cream and olives and top again with sauce.