Ready made tortillas
Grated Cheddar or Monterey Jack cheese
Chili powder
Cumin powder
Garlic powder

Heat tortillas in dry frying pan on medium high heat 10 seconds on each side. Take tortilla out of pan. Place about 1/2 cup grated cheese, 1/8 teaspoon chili and cumin and garlic powders on top of cheese. Fold tortilla in half or in a square. Place back in pan. Heat until both sides are browned and cheese is melted.