1 lb. hamburger
1 c. refried beans
1 lb. mozzarella, shredded
1 lb. Cheddar, shredded
1 pkg. tostido chips

Brown meat. Add enchilada sauce. Line bottom of 8 x 10 inch pan with chips. Pour hamburger mixture over. Put 1/2 of both cheeses on top. Spoon on refried beans. Add another layer of chips and the rest of the cheeses. Bake at 450 degrees for 20 minutes.