1 lb. ground beef
1 pkg. Old El Paso Taco seasoning
1 can refried beans
Salsa (optional)
Sour cream
1 bag tortilla chips
Shredded Cheddar cheese

Brown beef and add taco seasoning as directed on back. Crush chips; put half bag in bottom of baking dish. Add a layer of beef, beans, salsa and cheese. Top with remainder of chips. Bake at 350 degrees until chips start to brown or cheese is melted. Add cheese to top, if desired. (Add lettuce and tomato for salad.) Top with sour cream.