1 lb. hamburger, fried, drained & cooled
1 head lettuce, chopped
1 sm. onion
1/4 lb. shredded Mozzarella cheese
1/4 lb. shredded cheddar cheese
2 diced tomatoes
1 can kidney beans
1 bag nacho chips

Combine.

SAUCE:

6 tbsp. mayonnaise
1 tsp. garlic powder
1 tbsp. chili powder
1/2 tsp. Tabasco sauce
3 tbsp. milk

Mix together sauce and salad. Stir in crushed chips.