1 pkg. (8 oz.) cream cheese, room temperature
2 cans (15 oz.) Hormel chili without beans
2 c. of mixed Monterey Jack & cheddar cheese

Take a casserole bowl and spread cream cheese in a thin layer on the base and 1/3 up edge with a spoon. Pour chili into bowl on top of the cream cheese. Put cheese mixture on top. Microwave until bubbly. Serve with nachos.