CRUST:

1 c. flour
2 tbsp. sugar
1/2 c. butter
1/4 c. nuts

Mix together ingredients for crust and press into a 9 x 13 baking dish. Bake at 375 degrees for 15 minutes; cool.

FILLING:

8 oz. cream cheese
1 c. Cool Whip
1 c. powdered sugar
3 lg. bananas
2 sm. pkgs. instant French vanilla pudding
3 c. milk
Nuts

Mix cream cheese and powdered sugar until creamy; add Cool Whip and mix together. Spread on crust. Slice bananas over cream cheese mixture. Mix pudding with 3 cups of cold milk and spoon over bananas.

Let set in refrigerator before adding Cool Whip. Top with Cool Whip and sprinkle with nuts. Enjoy!