3 (1 lb.) cans refried beans
1 (4 1/2 oz.) can black olives
1/2 c. minced onion
1/4 c. hot taco sauce
1 tsp. garlic
1 (4 oz.) can chopped green chilies
2 c. grated Cheddar cheese

Combine everything except 1 cup Cheddar cheese. Spread in pan and put remaining cheese on top. Bake at 350 degrees for 30 minutes. Serve hot with taco flavored chips.