1 sm. box instant French vanilla pudding
1 lg. Cool Whip
1 can condensed milk
Milk
1 box vanilla wafers
Bananas

Use half of required liquid as regular milk and the other half as condensed milk for pudding. Blend in Cool Whip, saving some for the top. Layer ingredients starting with pudding, then bananas, and then vanilla wafers. Repeat. Top with Cool Whip.