2 pkg. (8 oz.) cream cheese
2 cans Hormel chili with beans
8 oz. pkg. Monterey Jack cheese (with jalapeno peppers, if desired)
1 tbsp. jalapeno peppers (if desired)

Soften the cream cheese in microwave. Spread in bottom of large square pan (12-inch). Spread the chili over cream cheese. Grate and spread the cheese or chop the jalapeno peppers and spread over chili before using plain Monterey Jack cheese.

Bake at 275°F for 25 minutes.