1 (14 oz.) Eagle Brand sweetened condensed milk
1 1/2 c. cold water
1 (4 oz. serving size) pkg. instant vanilla pudding mix
2 c. (1 pt.) whipping cream, whipped
1 box vanilla wafers
3 or 4 med. bananas

In large bowl combine sweetened condensed milk and water. Add pudding mix. Beat well, chill 5 minutes. Fold in whipped cream. Spoon 1 cup pudding mixture into 2 1/2 quart glass serving bowl. Top with wafers, bananas and pudding. Repeat layering twice, ending with pudding. Chill. Garnish as desired.