16 oz. refried beans
1 pkg. taco seasoning, divided
3 avocados, mashed with lemon juice
3 tbsp. mayonnaise
3 tbsp. sour cream
1/2 lb. Jack cheese, grated
1/2 lb. Cheddar cheese, grated
1 small can chopped black olives
3 small tomatoes, diced
3 green onions, chopped

Mix beans with 1/2 package taco seasoning. Put in bottom of a medium serving dish. Put avocados on top of beans. Mix mayonnaise, sour cream and second 1/2 package taco seasoning and layer on top of avocados. Put grated cheeses on next, then olives, then tomatoes and lastly, onions. Serve with tortilla chips.