(2) 4 avocados mashed with salt, pepper, lemon juice

(3) 1 large carton sour cream, 2 packages taco mix, 3/4 cup mayonnaise mixed together

(4) 3/4 cup black olives

(5) 3/4 cup each diced tomatoes, onions, lettuce, mixed together

(6) 10 ounce grated Cheddar cheese

Layer ingredients in order given, beginning with refried beans on bottom of glass dish. Add layers 5 and 6 at last minute. Serve with tortilla chips.